Description
from http://www.unitybanktexas.com/History.aspx
Unity National Bank, originally founded in 1963 and later chartered in
1985, is the only African-American owned banking institution in Texas.
Our lending program has always been geared toward helping to rebuild our
community and, therefore, we continue to stress mortgage loans (through
a third party partnership) to those individuals who express an interest
in financing for their primary residence. Our main focus is commercial
loans but we continue to provide loans for retail customers. Our
business lending philosophies encourage the use of various agencies to
increase and enhance the possibilities of loan approval. For this
purpose we have partnered with Shell Community Financing Corp., Houston
Minority Business Council, Houston Small Business Development Corp.,
Business Consortium Fund, Waterstone, a SBA Loan Service Provider, and
others. We continue to make SBA-guaranteed loans as well as other
conventional loans to small businesses. Because of our increased
activity in this area, the U.S. Small Business Administration named
Unity a Certified Lender.
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